Fiscal stewardship is all about spending and saving our money wisely. Statistics show us that the average American family is drowning in debt. Debt turns normal happy people into slaves and takes away their freedom to make the right choices for their families. Debt adds stress to a marriage and is one of the leading causes of divorce.

Debt threatens to tear apart the very fabric that holds a family together. Children cannot get the nurturing they need if their parents are always at work and never at home. Without consistent love and attention from their parents, children become vulnerable to outside influences. Then, when the absentee parents finally do appear on the scene, they are appalled to discover that they no longer have any influence over their children's behavior. (Before anyone sends us angry emails, we are not saying mom and dad shouldn't both have jobs. Our purpose is to raise your awareness on how excessive debt can force you away from your family and result in decisions you normally wouldn't make.)

If your family is drowning in debt, you need to turn things around for the better and that is not going to be easy. In fact, it is going to be down right frustrating but you must do it. You can stop being a slave to debt. Your marriage and family are counting on you!